[00:00] Hello, it's the GDP Insurance Company. [00:02] My name is Fodislava. [00:03] How can I help you? [00:04] Hello, yes. [00:06] I'm calling because I need to get insurance. [00:11] I will become freelancer. [00:13] So I have my appointment on Tuesday of next week [00:17] with the minister office and I need to take the insurance. [00:21] So I was thinking to get the insurance for six or 12 months. [00:25] So I just want to check, like, what are the options, [00:31] the prices and that. [00:32] Okay, in our system, I see you made a calculation [00:36] in our website for the insurance for six months. [00:39] And also you're interested about the price for 12 months, correct? [00:43] Yes. [00:45] Okay. [00:46] You are 34 years old, correct? [00:50] Sorry? [00:52] How old are you? [00:54] 34. [00:55] Okay, 34. [00:57] Okay, we have two types of insurance. [01:02] The first type of insurance is the basic health insurance [01:06] This type of insurance cover only emergency cases. [01:10] Another one is the comprehensive health insurance. [01:13] This type of insurance cover all medical care here in Czech Republic. [01:18] If I understand you correctly, [01:20] you need this insurance for your long-term residence here, correct? [01:25] Exactly. [01:26] I'm applying for, I was currently living, [01:29] I had VCP because I was working with employee card and foreigner, [01:34] but I stopped working. [01:37] So I need to, I will become freelancer and I, well, [01:42] so that's why I need to get a private insurance now. [01:45] I understand. [01:45] Okay, in this case, you need a comprehensive health insurance [01:49] because the basic health insurance doesn't cover all medical checkups here [01:56] in Czech Republic and cover only emergency cases. [01:59] By the Czech law, all foreign citizens who live here in Czech Republic more 19 days need the [02:07] comprehensive health insurance. [02:11] Okay, so yeah. [02:14] If I understand you correctly, you made a calculation in our website [02:19] and may I ask you, do you see the price for the six-month insurance? [02:26] Yes. [02:27] The price for the comprehensive health insurance for a six-month is 12,700 krona. [02:35] And for a 12-month, just a second, please, the price, the for 12-month price is [02:42] 23,490 krona. [02:45] Sorry, just one second. [02:47] So, the, so can you go again, please? [02:54] You mean the price? [02:56] Yes. [02:56] Price is for a 12-month, 23,490. [03:01] For 12 months? [03:02] Yes, for 12 months. [03:05] Okay, so there is not that much difference in price by getting it six or 12 months. [03:12] Yes, but the question for me is the, what, for how many months need a, [03:19] Ministry of Interior from your side. Usually the [03:23] Ministry of Interior asks about insurance [03:26] for all of the period what you plan to stay [03:31] here in Czech Republic. Yeah. So ideally it should be [03:37] because I mean I want to stay long term. So I just need to [03:40] I just want to make sure because I don't want to take six months. Then they will tell me [03:45] no, you need minimum one year. Okay. I can propose you [03:49] another way. You can buy the insurance, for example, for six months. And then [03:53] you visit to the Ministry of Interior. And if the Ministry [03:57] of Interior asks about insurance for 12 months, for example, [04:01] or for 24 months, you can buy for another [04:05] six months another contract. And together you have for one [04:09] year. Okay. So what is the price per [04:14] Okay. So what is the difference? Because you have two [04:20] comprehensive. Exclusive. [04:22] Even plus. What is the difference? The main difference for the comprehensive [04:26] insurance plus and exclusive is the comprehensive health insurance [04:30] exclusive can cover chronical diseases. Comprehensive [04:34] health insurance plus doesn't cover chronical diseases. But [04:38] for the people who doesn't have some chronical [04:42] illnesses, who doesn't apply permanent some medicine, [04:46] in this case, comprehensive health insurance plus is the cheaper. So [04:52] what's the price? Can you tell me? [04:54] The price of exclusive versus plus? Okay. [04:59] For six months, comprehensive health insurance exclusive, [05:04] the price is 12,700 crowns. [05:08] Sorry. Can you go a little bit slower? [05:11] Sure. So exclusive, six months. [05:14] Six months, 12,700. Okay. And one year? [05:21] Okay. One year. Just a second, please. [05:25] One year, 23,000. [05:27] Okay. [05:29] 490. [05:30] Okay. And then the plus? [05:31] Plus for six months, price is 12,750. [05:33] Okay. [05:34] For 12 months, price is 23,590. [05:35] So there is no difference in price that much. And the most complete is the exclusive, you [05:41] said. [05:42] Comprehensive health insurance exclusive is not complete. The most complete is exclusive. [05:43] Comprehensive health insurance exclusive is not complete. The most complete is the exclusive. [05:46] Comprehensive health insurance exclusive is not complete. The most complete is exclusive. [05:47] Comprehensive health insurance exclusive is not complete. The most complete is exclusive. [05:48] Comprehensive health insurance exclusive is not complete. The most complete is exclusive. [05:49] Comprehensive health insurance exclusive is not complete. The most complete is exclusive. [05:50] Comprehensive health insurance exclusive is not complete. The most complete is exclusive. [05:51] Comprehensive health insurance exclusive is not complete. The most complete is exclusive. [05:53] not different in price that much and the most complete is the the exclusive you said comprehensive [06:03] health insurance exclusive it's not completely it it's no yes it's no big different from the [06:14] in the price from the comprehensive exclusive and plus but for the comprehensive health insurance [06:22] exposure for example doesn't have a limit for a dental care and medicine comprehensive health [06:31] insurance plus have a limit 5000 crowns for the medicine and the dental care so it's more [06:38] convenient the the exclusive yes the comprehensive health insurance exclusive is the better one and [06:47] in price is almost the same basically yes but for it's for only for people who doesn't have chronical [06:53] illnesses [06:54] yes but if we talk for a person who have some chronical illness in this case central office [07:00] people prepare the special price for this person okay but what do you mean by chronical disease [07:07] for example um diabetes or asthma okay or if you if you planning to have some operation we have the [07:17] eighth question about your health status and based on this question you give the answer yes or no if [07:25] you have some [07:26] uh answer yes in this case we need send your form to our doctor and our doctor prepare the special [07:34] price for your case and is the same for exclusive and plus no it's only for exclusive for insurance [07:44] plus we also have the health questionnaire form but the price will be the same in all of the case [07:51] if you have answer yes uh the price will be the same but the comprehensive health insurance plus [07:57] doesn't cover these diseases so i mean i don't like i still don't get that much the difference [08:11] in the in in like so i mean i need to make sure i receive the the pdf as soon as possible because [08:21] like the confirmation of thing because i have on tuesday the appointment with minister i understand [08:28] if we can prepare for you uh the insurance today and uh also after if you pay today we will send you [08:35] the soft copy of the contract in pdf to your email today also in both cases in case i take i i choose [08:43] exclusive and plus yes but if you somehow have chronical illness or you apply medicine and [08:53] another if you have answer yes in this case we can prepare for you at that contact around five [08:59] working days oh okay no i don't have any chronical disease like i'm not taking medication nothing so [09:09] in this case we can prepare for your insurance today okay but i'm still i don't know which one [09:16] to choose if the exclusive or plus uh for with my opinion uh if you doesn't have chronical diseases [09:25] if you doesn't apply some medicine uh if you're healthy in this case you can buy a comprehensive [09:30] health insurance exclusive is that a little bit a cheaper one and also can cover more can cover what [09:41] you can cover for example uh medication in in the case doesn't have that limit for the medication [09:50] yeah in the case if you have some illness and uh you need some medication uh comprehensive [09:57] health insurance plus have a limit have limit five thousand crowns a comprehensive health insurance [10:04] class have a all of the limits 10 million crowns and you can use it okay okay okay so i think i'm [10:15] going to get the the the exclusive then but just can you tell me the questions because i just want [10:23] to make sure i'm not going to have any yes i mean i i'm aware that i don't have any clinic but i [10:29] don't know the questions that you are asking so i just want to make sure because i need it i i see [10:34] here your email is sophia royo gmail.com i will send you the price for the six months for the base [10:45] and also i will send you the health questionnaire form to this email and you can check this uh list [10:52] of the days a list of the question and then you can choose uh what type of insurance you want to [10:59] conclude and you can answer to our email send me your email and based on these details i will [11:06] prepare for you a draft contract sent to you for the check if everything okay you can provide the [11:12] payment and after the payment that we will send you the soft copy of the health insurance form [11:17] the contract to your email and also we can we have the option send you the hard copy to your address [11:24] and or you can come to our office and pick up the hard copy if you need this hard copy [11:30] okay okay and the the the questionnaire that you will send me i can fill it [11:36] electronically or i need to print it and that because i i just want it's only a question it's [11:43] not a special form it's the only question in the email i can just do it now okay [11:49] yes but if you have some answer yes in this case in this case we have the special form [11:54] first of all you send me your answer for the uh questionary and then if i see your answer yes i [12:02] forward uh i send your form you i send form to you uh in the pdf okay okay so you will send me [12:14] now the form and i will reply you in email yes uh after a few minutes you have it in your email okay [12:21] Thank you so much. [12:22] Welcome. [12:23] Bye. [12:24] Have a nice day.