[00:04] Hello, good afternoon. Insurance company PVZP. My name is Ekaterina Ivakova. [00:08] Is it a convenient time for you to speak, if I'm not interrupting you? [00:12] Actually, I'm a little bit busy. Could you call me later, please? [00:17] Yes, sure. Could I call you tomorrow, maybe? [00:19] Yeah, of course. [00:21] Okay. Thank you so much for your time. Have a nice day. Bye.