[00:01] Hello, my name is Andrew Portnom, PVZP, health insurance company. [00:06] My colleague contacted you and told me you speak English. [00:11] And may I help you with concluding insurance or give you some information about this? [00:17] Is it from PVZP? [00:20] What? PVZP. Yeah, I'd like to ask about insurance because I have to, how to say that? [00:37] How much is like the six months of insurance for family unification visa? [00:43] Okay, and may I ask you how old are you? [00:46] I'm 40. I'm actually turning 41 in January. [00:52] At the moment you are 40. [00:55] 40, yeah. [00:56] Okay, and you're looking for health insurance for himself, yeah? [00:59] Yes. [01:01] For six months, yeah? [01:04] And last one, can you please spell me your email? [01:07] It's Rishel, it's R-I-C-H-E. [01:14] Please spell it, R-I-C-H-E. [01:20] Yes, I for India, C for Charlie, H. [01:25] A hotel. [01:26] Yes. [01:30] E for Echo. [01:33] L for... [01:35] Lima. [01:35] Uh-huh. [01:37] L for Lima. [01:39] Two times L, yeah? [01:40] Yes. [01:41] And E for Echo. [01:43] E for Echo. [01:44] Rishel. [01:46] Uh-huh. [01:46] Yes, that's Rishel. [01:48] Underscore. [01:49] Underscore. [01:51] Veloso. [01:53] V for victory. [01:55] Give me a moment, please. [01:57] Underscore. [01:58] What next? [01:59] Veloso. [02:01] It's letter V for victory. [02:03] E for Echo. [02:06] L for Lima. [02:09] O for Oso. [02:12] Oso. [02:13] I don't know. [02:13] N. [02:14] Yeah. [02:14] S for Snake. [02:18] And O again. [02:20] Veloso. [02:21] Veloso. [02:24] Uh-huh. [02:24] Yeah, you can verify. [02:26] It's V-E-L-O-S-O. [02:30] Uh-huh. [02:30] Velozo. [02:31] At gmail.com? [02:32] At yahoo.com. [02:34] At yahoo. [02:34] Give me a moment. [02:40] I will see what is mean underscore. [02:42] Okay, it's a line under. [02:47] But in bottom, yeah? [02:51] Yeah, in the bottom. [02:53] It's a line. [02:55] Uh-huh. [02:56] Uh-huh. [02:56] Uh-huh. [02:57] Okay. [02:57] Sorry. [02:59] Okay. [03:02] And may I ask you, you're looking health insurance for visa purposes, like for long-term stay? [03:07] Yeah, the visa that I can submit in the ministry for the family reunification visa. [03:13] Yes, for residence permit, long-term residence permit. [03:19] Mm-hmm. [03:20] I need a question. [03:21] Uh-huh. [03:23] And you need this for visa, yeah? [03:26] Okay. [03:27] Yeah. [03:27] Okay. [03:29] Okay. [03:29] And it means? [03:31] You need comprehensive health insurance, sorry, with limit for 100,000 euros, it's correct? [03:35] Mm-hmm. [03:36] Mm-hmm. [03:38] Uh-huh. [03:39] Okay. [03:39] At the moment, we have two products of comprehensive health insurance, named Exclusive and Plus. [03:44] Both of these packages are accepted by Ministry of Interior and very similar to public health insurance. [03:49] Both of them cover emergency events, emergency dental treatment, checkups with doctors, prescribed [03:54] medicine, hospitalization, and another. [03:56] Uh-huh. [03:58] The main difference between these two products, Exclusive package covers also pre-existing [04:02] conditions. [04:03] It has no limits and exemptions, plus package doesn't cover pre-existing conditions, sorry, [04:10] and have limits for emergency dental treatment and prescribed medicine. [04:13] I would recommend you to choose Exclusive package, because it's video-based coverage [04:17] and cheaper than Plus. [04:19] And at the moment, if you visit our web pages, we have 10% discount in comprehensive health [04:25] products, but I can offer at you 20% discount for these two products, and Exclusive package [04:31] costs for you 10,160 check-outs, plus package 10,000 euros. [04:34] Plus package will cost 10,200 check-outs. [04:38] I will send you this price offer to your email. [04:42] In email, you can read more detailed about our insurance and so on, so if you will be [04:46] ready to purchase, it's enough to just reply me back to my email, send me back your personal [04:51] details like name, surname, date of birth, and another, and after I will prepare draft [04:55] contract for you. [04:56] This contract I will send to your email with payment links, when you can control this draft, [05:01] and if everything correct, you can pay by card or bank transfer. [05:04] Again, as soon as payment is done, we will send you original documents to your email. [05:08] Is that okay for you? [05:09] Mm-hmm. [05:10] Okay. [05:11] Yes. [05:12] I have a question, because I have a previous insurance here in Czech Republic, and I was [05:20] asked to add more months for my insurance, is it okay if I will apply to another insurance [05:33] company? [05:34] Yes, of course, of course. [05:36] But I recommend you choosing starting date of insurance a day after ending your contract [05:42] what you have now. [05:43] Okay? [05:44] Oh, yes, of course. [05:46] Yes. [05:47] And I want to ask, I listen to you, is it correct that there is a, the dental is covered [05:55] for the insurance? [05:57] Emergency dental treatment. [05:58] Yes. [06:00] Is that right? [06:01] Only emergency. [06:02] If you want to do-- [06:03] Not emergency. [06:04] It's not covered. [06:05] Emergency dental treatment. [06:06] Mm-hmm, mm-hmm. [06:07] Like, for example, I had the, I have three children. [06:09] I have a toothache and I have toothache like that, I can use that. [06:13] Mm-hmm. [06:15] Okay. [06:16] Mm-hmm. [06:17] Yes, I will check the email that you, I guess you have already sent to me. [06:21] Yeah, yeah, yeah. [06:22] And I see I don't have mistaken system, like wrong-- [06:24] Yeah, I just saw it already. [06:25] Normally. [06:26] Yeah. [06:28] Yeah. [06:29] So we can . [06:30] But I see your-- [06:31] Right? [06:32] If you want, I can send you English version, if it's better for you. [06:35] Yeah, please, if it's better, if you can send me. [06:38] And-- [06:39] Okay, I also send you English version. [06:40] Is it correct? [06:41] Yeah. [06:42] Yeah. [06:43] Yeah. [06:44] Okay. [06:45] Okay. [06:46] So, if ever I agree with the insurance, I can pay online, right? [06:47] What do you mean online? [06:48] That I can continue the, I can continue this by paying online, or do I have to go to your [07:00] office? [07:01] No, no, no. [07:02] You don't must. [07:03] And after payment, if you want to see a physical copy, you can visit our office and take insurance [07:11] documents. [07:12] We can send you your documents by post, if you want. [07:15] What is better? [07:16] No, no, no, no, no, no, no. [07:17] We can do this. [07:19] So if we are going to take out the insurance, we can just pay it online, correct? [07:24] Yes, yes, of course. [07:25] Of course, of course. [07:26] No, no, no, no, no, no. [07:27] But if you want to apply with discount, please control the insurance with email communication, [07:32] okay? [07:33] Ah, okay. [07:34] For the discount. [07:35] Because in the pages, you will see more highest price. [07:39] Oh, okay. [07:40] So I--how to avail the discount? [07:42] I'm sorry. [07:43] In this email--wait a moment. [07:46] Now I will send you English version. [07:49] Okay. [07:50] Thank you. [07:51] Give me a moment. [07:52] And now this send it. [07:56] And in this price offer, you have like blue form. [07:59] To conclude the insurance, please copy this blue form to answer and fill this form and [08:05] send me back. [08:06] Send me back your personal details, like name, your name, date of birth, and answers about [08:12] your health, okay? [08:13] Okay. [08:14] And when you send me back your personal information, I will prepare for you, contract draft, and [08:19] send to you email with payment links, okay? [08:22] Okay. [08:23] Thank you. [08:24] If you have some questions, you can always contact me by email, or call this phone number. [08:29] You have attached an email, and I will help you, okay? [08:31] Yes, okay. [08:32] May I have your name? [08:33] Andrew. [08:35] Andrew. [08:36] Andrew. [08:38] Okay. [08:39] Thank you, Andrew. [08:40] You're welcome. [08:41] I will check your email. [08:42] Thank you. [08:43] Bye-bye. [08:44] You're welcome.