[00:01] Hello, health insurance company PVZP, my name is Anton. [00:05] I'm calling you regarding your request which made in our webpages about health insurance for foreigners in Czech Republic. [00:12] Hello. [00:16] Yes, I'm calling you regarding health insurance for a student for the Metin Tagiev, is it correct? [00:26] Yes, yes. [00:28] Yeah, so I see that you ask insurance for a student for 12 months and we can propose to our comprehensive health insurance. [00:35] May I ask you in Russian? [00:40] Can you speak Russian? [00:43] Yes, hello, I speak Russian. [00:45] Yes, please. [00:47] Yes, I'm calling you regarding your request which made in our webpages about health insurance for a student. [00:55] Yes, yes. [00:57] I see that you ask insurance for a student for 12 months and we can propose to our comprehensive health insurance for a student for 12 months and we can propose to our comprehensive health insurance for a student for 12 months. [01:09] In this case, we can offer you our comprehensive insurance, which will meet the conditions of the Ministry of Internal Affairs, as well as the Council of the Czech Republic. [01:24] This type of insurance works as a state insurance, i.e. it completely covers the medical expenses of the student. [01:38] In contrast to the state insurance, we have the "plus" and "exclusive" options. [01:43] The main difference between these policies is that the "plus" does not cover the injuries that happened to the client before the conclusion of the insurance. [01:53] The "exclusive" option does not cover the injuries that happened to the client before the conclusion of the insurance. [01:53] The "exclusive" option does not cover the injuries that happened to the client before the conclusion of the insurance. [01:54] The "exclusive" option does not cover the injuries that happened to the client before the conclusion of the insurance. [01:56] The "exclusive" option does not cover the injuries that happened to the client before the conclusion of the insurance. [01:58] The "exclusive" option does not cover the injuries that happened to the client before the conclusion of the insurance. [02:00] The "exclusive" option does not cover the injuries that happened to the client before the conclusion of the insurance. [02:02] The "exclusive" option does not cover the injuries that happened to the client before the conclusion of the insurance. [02:04] The "exclusive" option does not cover the injuries that happened to the client before the conclusion of the insurance. [02:06] The "exclusive" option does not cover the injuries that happened to the client before the conclusion of the insurance. [02:08] The "exclusive" option does not cover the injuries that happened to the client before the conclusion of the insurance. [02:11] The "exclusive" option does not cover the injuries that happened to the client before the conclusion of the insurance. [02:13] The "exclusive" option does not cover the injuries that happened to the client before the conclusion of the insurance. [02:15] The "exclusive" option does not cover the injuries that happened to the client before the conclusion of the insurance. [02:17] The "exclusive" option does not cover the injuries that happened to the client before the conclusion of the insurance. [02:19] The "exclusive" option does not cover the injuries that happened to the client before the conclusion of the insurance. [02:22] The "exclusive" option does not cover the injuries that happened to the client before the conclusion of the insurance. [02:24] The "exclusive" option does not cover the injuries that happened to the client before the conclusion of the insurance. [02:27] The "exclusive" option does not cover the injuries that happened to the client before the conclusion of the insurance. [02:29] The "exclusive" option does not cover the injuries that happened to the client before the conclusion of the insurance. [02:31] The "exclusive" option does not cover the injuries that happened to the client before the conclusion of the insurance. [02:33] The "exclusive" option does not cover the injuries that happened to the client before the conclusion of the insurance. [02:35] The "exclusive" option does not cover the injuries that happened to the client before the conclusion of the insurance. [02:37] The "exclusive" option does not cover the injuries that happened to the client before the conclusion of the insurance. [02:40] The "exclusive" option does not cover the injuries that happened to the client before the conclusion of the insurance. [02:42] The "exclusive" option does not cover the injuries that happened to the client before the conclusion of the insurance. [02:44] The "exclusive" option does not cover the injuries that happened to the client before the conclusion of the insurance. [02:46] The "exclusive" option does not cover the injuries that happened to the client before the conclusion of the insurance. [02:48] The "exclusive" option does not cover the injuries that happened to the client before the insurance. [02:51] The "exclusive" option does not cover the injuries that happened to the client before the insurance. [02:53] The "exclusive" option does not cover the injuries that happened to the client before the insurance. [02:55] The "exclusive" option does not cover the injuries that happened to the client before the insurance. [02:57] The "exclusive" option does not cover the injuries that happened to the client before the insurance. [02:59] The "exclusive" option does not cover the injuries that happened to the client before the insurance. [03:01] The "exclusive" option does not cover the injuries that happened to the client before the insurance. [03:03] The "exclusive" option does not cover the injuries that happened to the client before the insurance. [03:05] The "exclusive" option does not cover the injuries that happened to the client before the insurance. [03:07] The "exclusive" option does not cover the injuries that happened to the client before the insurance. [03:10] The "exclusive" option does not cover the injuries that happened to the client before the insurance. [03:12] The "exclusive" option does not cover the injuries that happened to the client before the insurance. [03:14] The "exclusive" option does not cover the injuries that happened to the client before the insurance. [03:17] The "exclusive" option does not cover the injuries that happened to the client before the insurance. [03:19] The "exclusive" option does not cover the injuries that happened to the client before the insurance. [03:22] The "exclusive" option does not cover the injuries that happened to the client before the insurance. [03:24] The "exclusive" option does not cover the injuries that happened to the client before the insurance. [03:26] The "exclusive" option does not cover the injuries that happened to the client before the insurance. [03:39] The "exclusive" option does not cover the injuries that happened to the client before the insurance. [03:41] The "exclusive" option does not cover the injuries that happened to the client before the insurance. [03:43] The "exclusive" option does not cover the injuries that happened to the client before the insurance. [03:45] The "exclusive" option does not cover the injuries that happened to the client before the insurance. [03:48] The "exclusive" option does not cover the injuries that happened to the client before the insurance. [03:50] The "exclusive" option does not cover the injuries that happened to the client before the insurance. [03:53] The "exclusive" option does not cover the injuries that happened to the client before the insurance. [03:55] The "exclusive" option does not cover the injuries that happened to the client before the insurance. [03:57] The "exclusive" option does not cover the injuries that happened to the client before the insurance. [03:59] The "exclusive" option does not cover the injuries that happened to the client before the insurance. [04:12] The "exclusive" option does not cover the injuries that happened to the client before the insurance. [04:14] The "exclusive" option does not cover the injuries that happened to the client before the insurance. [04:16] The "exclusive" option does not cover the injuries that happened to the client before the insurance. [04:18] The "exclusive" option does not cover the injuries that happened to the client before the insurance. [04:20] The "exclusive" option does not cover the injuries that happened to the client before the insurance. [04:22] The "exclusive" option does not cover the injuries that happened to the client before the insurance. [04:24] The "exclusive" option does not cover the injuries that happened to the client before the insurance. [04:26] The "exclusive" option does not cover the injuries that happened to the client before the insurance. [04:29] The "exclusive" option does not cover the injuries that happened to the client before the insurance. [04:32] The "exclusive" option does not cover the injuries that happened to the client before the insurance.