[00:01] Hello, I'm calling you from insurance company PVZP from Czech Republic, and my name is Milena. [00:10] I'm calling you based on your calculation which you had made on our website about commercial [00:16] health insurance for foreigners for the name Vedran Kovac. [00:20] Yes, yes, yes, that's correct. [00:22] I was just trying to get the information, but you require all the data number, phone [00:31] number, and email. [00:32] I was just checking, but your services is not something I'm interested in, because I [00:40] live in the Czech Republic, and I work as a freelance, but I don't have the medical [00:46] insurance here, so this one which you are offering is actually not working for me. [00:51] If you don't have health insurance, in that case, I think we can propose you commercial [01:02] health insurance if you live in Czech Republic. [01:06] Yes, yes, yes, I do. [01:08] I do. [01:08] I do. [01:08] I have an apartment rented in Prague, so yes, I would like to have such insurance. [01:16] Do you offer that service as well, or? [01:18] We can offer you now for the special discount for the comprehensive health insurance. [01:27] It is like a public health insurance, but we need to know for how long do we need this [01:32] insurance, and then. [01:34] I live here. [01:36] I live here. [01:38] I am Croatian national, yeah, so European Union, yes. [01:41] And I live here, so I need it as long as I am here, but I don't plan to move from Czech [01:47] Republic. [01:47] So it is, from our company, it can be maximum for 60 to 60 months. [01:53] 60 months. [01:56] Okay, okay. [01:56] That's okay. [01:58] We can send you the price offer for this five year of comprehensive health insurance with [02:04] the discount, what we propose now. [02:06] Okay. [02:06] And it is of 25% discount, but I just want to drive your attention that this discount, [02:13] we have just to the end of this month, and to make this insurance, it will be enough [02:18] to answer me on email, what I send you. [02:20] I send you email with the price and with some questions. [02:24] This question will be about your details and eight questions about your health. [02:29] It is, we need of making this comprehensive type of insurance, because we propose two [02:41] kind of insurance. [02:41] It is exclusive and plus. [02:43] And both of them are very similar to public health insurance and covers emergency events, [02:49] emergency dental treatment, checkups with doctors, prescribed medicine, hospitalization. [02:53] And the main difference between them is that exclusive package covers pre-existing condition. [03:00] It is like chronic illness, injuries. [03:02] So for making this insurance, we need answering for eight questions about your health. [03:08] And then we can start to prepare for you this contract based on your. [03:13] Okay, so this is just to just to sum it up. [03:20] So this is the insurance I can use the publicly in frogging at any doctors, right? [03:27] Sure. [03:29] We have a base, a big base of clinics, hospitals, doctors who work in our company, and we can [03:38] send it to you for information. [03:41] Okay. [03:44] Are there any nearby, uh, you have any, uh, sure, we can send you, uh, a link where you [03:54] can find, uh, uh, in your location, what doctors we can, uh, we have in, uh, our company. [04:03] But if you are going to doctor who don't work with our company, uh, in that case, you need [04:11] to pay, uh, your cell phone. [04:14] Uh, uh, maybe visiting or some prescript medicine, but then you need to go to have a sense line [04:20] and then, uh, or found you money, what you had paid on this. [04:25] Uh-huh. [04:26] Uh-huh. [04:27] So you're refounding it. [04:28] Fine. [04:29] Visiting doctor that is not covered by you. [04:31] Uh-huh. [04:32] Okay. [04:36] Okay. [04:37] Okay. [04:38] Perfect. [04:39] I think to your email, what you write on our websites, uh, the price offer of two kind [04:42] of comprehensive, uh, health insurance and, uh, writing, uh, I, for the few minutes, I [04:49] write to you difference between the, is both of packages and, uh, uh, then you can answer [04:56] on this email and maybe ask some questions, what interests you. [05:00] Mm-hmm. [05:01] Mm-hmm. [05:02] Okay. [05:03] I'd be glad to answer all of your questions and help you with the process of making this [05:06] interest. [05:07] Okay. [05:08] Okay. [05:09] Okay. [05:10] Sounds perfect. [05:11] Okay. [05:12] So I will wait for your email and then I will check, uh, if, uh, this is something I'm looking [05:15] for, then I will reply. [05:16] Okay. [05:18] I sent it to you for a few minutes ago. [05:20] If you can. [05:21] Mm-hmm. [05:22] Let me just check my email. [05:23] Sure. [05:24] Just allow me a moment, please. [05:25] Yeah. [05:36] Mm-hmm. [05:37] And, uh, this can be paid, uh, monthly, right? [05:42] Because, because commercial insurance usually, uh, need to pay once for all insurance period. [05:49] Mm-hmm. [05:50] Mm-hmm. [05:51] Mm-hmm. [05:52] Okay. [05:53] Okay. [05:54] So we have, this, this one doesn't work for me. [05:56] Sorry. [05:58] Can you repeat please? [06:00] Uh, sorry? [06:02] Uh, can you repeat please? [06:03] I, I don't hear you. [06:04] This, this, this, yeah, this, this one doesn't work for me. [06:06] This one doesn't work for me. [06:08] I'm looking something which, uh, I can actually pay month by month. [06:12] Oh, uh, in that case, uh, it, uh, just, uh, public health insurance because, uh, all commercial [06:22] insurance, uh, you need to pay for all, uh, period what you need, but you can, to make [06:27] this insurance for one year or maybe six months. [06:30] Mm-hmm. [06:32] Mm-hmm. [06:33] But no, for, uh, uh, you can make this insurance for one month. [06:39] Then you need to, uh, make, uh, a new insurance every month. [06:44] Mm-hmm. [06:45] Mm-hmm. [06:46] Mm-hmm. [06:47] Okay. [06:49] Okay. [06:50] Okay. [06:51] Okay. [06:52] Okay. [06:53] I see. [06:54] If you're interested in, if you're interested in public health insurance, but I don't think [06:55] that, uh, uh, you can have this kind of insurance. [06:56] But. [06:57] Yeah. [06:58] Yes. [06:59] Yes. [07:00] I am. [07:02] I am interested in public health insurance. [07:03] Uh, in that case, I can, I can send you, uh, I can tell you the phone number on, uh, [07:06] VZP. [07:07] It is public health insurance in Czech Republic. [07:08] And you can. [07:09] Okay. [07:10] Call VZP. [07:11] Call them and ask if you can have public health insurance or you're still interested in commercial [07:18] health insurance. [07:19] Mm-hmm. [07:20] Mm-hmm. [07:21] Mm-hmm. [07:22] Okay. [07:23] Okay. [07:24] Okay. [07:25] Okay. [07:26] Okay. [07:27] I will, I will find number online. [07:28] I already was, uh, calling them before. [07:29] So I have the number. [07:30] Okay. [07:31] In another way, uh, if, um, you need to stay in, uh, commercial insurance, it will be enough [07:36] to reply me on this email, what I sent you. [07:39] Mm-hmm. [07:40] Mm-hmm. [07:41] Mm-hmm. [07:42] Okay. [07:43] Okay. [07:44] Okay. [07:45] Perfect. [07:46] Thank you very much for your help today. [07:47] And wish you a good day. [07:48] Thank you. [07:49] Wish you a good day, too. [07:50] Thank you. [07:51] Bye. [07:52] Bye. [07:54] Bye.