[00:00] Hello. Insurance company PVCHP. My name is Melena. How can I help you? [00:04] Hello. I want to ask you some questions about the health insurance. [00:11] Sure. [00:12] Well, is it, your insurance, is it only covering Czech Republic? [00:19] No, we can cover Schengen zone. [00:26] Okay. You know, let me tell you our situation. [00:29] My husband and I, we live in Czech Republic for years and we have Cigna. [00:35] But now we want to change our, because it was based on my husband's employer. [00:41] So now we are changing it and we want to get health insurance, private health insurance ourselves. [00:48] I was, so many people recommended you guys. [00:52] So I want to see what you can offer. [00:54] So what we need is to cover Czech Republic and Europe or worldwide, excluding America. [01:02] So we can propose you. [01:06] For, I'm just asking you, for how long do you need this insurance? [01:10] For one year. Let's say one year. Yeah. [01:13] Okay. In that case, usually we propose on this period, a comprehensive health insurance. [01:19] And now we can do a type of comprehensive insurance. [01:23] It is plus comprehensive health insurance plus and exclusive. [01:26] Both of these packages are accepted by the Ministry of Interior. [01:30] Both of these packages cover. [01:32] Sorry, can you talk a bit louder? [01:34] Sure. Sure. I'm sorry. [01:36] Oh, wonderful. Thank you. [01:37] So both of these packages are accepted by the Ministry of Interior and are very similar to public health insurance, VZP. [01:47] And covers emergency events, emergency dental treatment, checkups, doctors, prescribes, medicine and hospitalization. [01:55] The main difference between these both kind of insurance is that exclusive package covers also pre-existing conditions. [02:06] Like asthma and another. [02:10] Okay. So this is the only difference. [02:14] Yes. It is the difference between and limits. [02:19] The exclusive package have no limits. [02:21] And plus package have limits for dentists and prescribed medicine. [02:27] Dentists and prescriptions. [02:31] And how much is the dentist limit for plus? [02:34] For plus. Wait a moment, please. [02:41] If it's exclusive, there is no dentist limit as well? [02:43] It's no limit. [02:46] So plus package have limit to 5,000 check chrome for emergency dental treatment. [02:53] For only emergency. [02:55] Like for example, cleaning, hygiene is not included. [02:58] Yes. Only emergency. [03:00] Only emergency. [03:03] So everything is only emergency, yeah? [03:05] No, just dentists. [03:10] Just dentists. [03:11] And prescription, how much plus covers? [03:15] It's 2,000-5,000 chechromes. [03:17] 2,500. [03:20] 5,000 chechromes. [03:22] Oh, 5,000. Okay. [03:24] 5,000 chechromes. [03:26] Now exclusive package is better, it is the best our product and now it's cheaper because we have special discount for this package. [03:42] But making this insurance, you need to answer on 8 questions. [03:46] It is like health care. [03:47] Health questionary about your health and when you will be all answers. [03:53] No, we can make this insurance. [03:55] And this one includes only euro, only cheque? [04:01] No, no, we can make it on Schengen zone too. [04:06] Schengen and cheque. [04:12] UK is not included? [04:14] Just Schengen. [04:21] Just Schengen. [04:23] Okay, and how much is it? [04:27] It's 12 months, I just, can you tell me your phone number please? [04:34] 773-7171-0053. [04:45] How old are you? [05:09] So I am 40, my husband is 48. [05:17] We'll be close to health discount, so the price for you for exclusive package will be 17. [05:39] Okay, so you can make it on the same day. [05:40] Okay, so you can make it on the same day. [05:41] Okay, so you can make it on the same day. [05:42] Okay, so you can make it on the same day. [05:44] Okay, so you can make it on the same day. 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